Odesa National University of Economics, Ukraine in Odesa
8 Preobrazhenskaya Str., Odesa, 65082, Ukraine
serdgzhio@gmail.com
Kovalenko Victoria
Odesa National University of Economics, Ukraine in Odesa
8 Preobrazhenskaya Str., Odesa, 65082, Ukraine
kovalenko-6868@ukr.net
ENSURING FINANCIAL SECURITY OF BANKS: REALITIES AND PROSPECTS
Abstract. In the context of Russia’s military aggression, Ukrainian banks have lost a significant portion of their customer base, and banking operations are focused on cash flows. Banks are forced to extend the repayment of their loan debt, and the sources of their own resources have significantly decreased. Household savings are no longer available as a channel for replenishing banks‘ resources due to rising unemployment, lower incomes, and additional medical and self-defense costs. Under these conditions, the issue of ensuring the financial security of banking activities becomes extremely relevant. Today, in order to maintain financially stable positions, Ukrainian banks need to develop and implement a set of measures aimed at improving the overall level of financial security of the banking system based on the latest Comprehensive Program for Ensuring Financial Security of Ukrainian Banks.
Key words : banking system, banks, indicators of financial security, threats, financial stability. financial security.
JEL classification: G21,E50